Lindsay Lohan is having a rough time right now, but says she doesn’t have the resources to see a shrink and try to talk her problems out.

As y’all know,  Lilo is facing significant jail time and debt. She wants to see a psychiatrist about her problems,  but the troubled actress is telling her close friends she doesn’t have enough money to do so!

“Lindsay is overwhelmed at the prospect of going back to jail and believes that a psychiatrist can help her through this trying time of her life. However, Lindsay has a huge problem, she can’t afford to pay a good shrink because she literally has no money,” a source close to the situation tells RadarOnline.com exclusively. “Her health insurance would only pay about 20 percent of the mental health bills, and the docs that she wants to see charge $250-$300 an hour,” the insider added.

Yikes!  That’s an arm and a leg, but I think it’s money well spent, in Lindsay’s case. And everyone wants to weigh in on her status- Michael Lohan, the Los Angeles Attorney’s office, even her managers and representation have something to say!

Lindsay’s agents and managers “just wish she would have taken these steps to take accountability for her life before her back was against the wall. Lindsay is her own worst enemy and needs intensive therapy for at least a year,” the insider said.

Well, duh.  I hope she gets the help she needs…there are so many resources in place for people who can’t afford mental health counseling, even people like Miss Lohan!

Photo: FameFlynet

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